Bitpanda is the EU-native broker-style crypto exchange with multi-asset investing (crypto + stocks + metals). Full MiCA compliance, IBAN + SEPA support, beautiful retail UX. Best for European retail; power traders prefer orderbook DEXs like Kraken.
What Bitpanda offers
- Multi-asset (crypto + fractional stocks + precious metals + ETFs)
- Full MiCA compliance across EU
- IBAN + SEPA support
- Broker-style UX (buy/sell buttons vs orderbook)
Pricing model
Bitpanda uses spread-based pricing (like traditional brokers) rather than maker/taker fees. Convenient for casual users; expensive for pro traders. Use Bitpanda Pro for orderbook-style trading.
Verdict
Bitpanda is the European retail broker for crypto. Beautiful UX, IBAN support, and multi-asset investing. Traders should use Bitpanda Pro or Kraken/Bitstamp for orderbook execution.