Spark Protocol is Sky (MakerDAO)'s lending front-end — Aave v3 fork, DAI/USDS-focused, and backed by Maker's balance-sheet-scale liquidity. Best for users deep in the Sky ecosystem or wanting best-rate DAI/USDS borrowing.
What Spark actually is
Spark is a fork of Aave v3, launched in 2023 as Sky's official lending front-end. It focuses on DAI/USDS markets — borrowers can access DAI/USDS at rates that Sky governance directly controls, often below prevailing Aave rates.
Spark leverages Sky's ability to mint DAI/USDS directly, providing effectively unlimited liquidity for supported collateral markets.
DAI Savings Rate integration
Deposit DAI or USDS to earn the DSR/SSR — Sky's native savings rate. This is one of the most important "risk-free" yields in DeFi.
Who should use Spark
- DAI/USDS borrowers wanting the best rates
- Users deep in the Sky ecosystem
- DAI/USDS savers accessing DSR/SSR
Verdict
Spark is Sky's dedicated lending arm. Best for DAI/USDS-centric borrowing and for accessing Sky's balance-sheet-scale liquidity.